Not everything has to cost the earth. Whether it’s a complete look or a wee pick-me-up, Aine Toner has fashion finds under £40

Cream top, £7.99, H&M

Cream top, £7.99, H&M

Card holder, £20, Oliver Bonas

Card holder, £20, Oliver Bonas

Crochet shorts, £20, Very

Crochet shorts, £20, Very

Print dress, £15, Bonmarche

Print dress, £15, Bonmarche

Camel bag, £15, Primark

Camel bag, £15, Primark

Swimsuit, £15, Matalan

Swimsuit, £15, Matalan

Shirt, £30, River Island

Shirt, £30, River Island

Cardigan, £39, Cotton Traders

Cardigan, £39, Cotton Traders

Biker jacket, £30, chiffon dress, £35, Bonmarche

Biker jacket, £30, chiffon dress, £35, Bonmarche

Puff sleeve top, £20, barrel trousers, £20, mules, £15, Tu Clothing

Puff sleeve top, £20, barrel trousers, £20, mules, £15, Tu Clothing

Seagrass flip flops, £15, Accessorize

Seagrass flip flops, £15, Accessorize

Crochet tote, £16, George at Asda

Crochet tote, £16, George at Asda

Leopard blouse, £15, Matalan

Leopard blouse, £15, Matalan

Leather belt, £35, Oliver Bonas

Leather belt, £35, Oliver Bonas

Sun top, £35, Joe Browns

Sun top, £35, Joe Browns

Swimsuit, £30, V by Very

Swimsuit, £30, V by Very

Mini dress, £35.99, New Look

Midi dress, £35.99, New Look

Wide leg jeans, £35, M&S

Wide leg jeans, £35, M&S

Sunglasses, £35, Autograph at M&S

Sunglasses, £35, Autograph at M&S

Midi dress, £35.99, New Look

Mini dress, £35.99, New Look

Puff sleeve top, £35, Oliver Bonas

Puff sleeve top, £35, Oliver Bonas

Sling bag, £35, FatFace

Sling bag, £35, FatFace

Belted shorts, £35, River Island

Belted shorts, £35, River Island

Broderie top, £30, V by Very

Broderie top, £30, V by Very

Maxi dress, £30, V by Very

Maxi dress, £30, V by Very