The code “DWP XB” is the key to identifying the £10 Christmas bonus payment in your bank account. If you’re eligible, the Department of Work and Pensions (DWP) will automatically deposit the funds, eliminating the need for an application.

To qualify, you typically must be receiving benefits prior to the first week of December. Eligible benefits include:.

– Mobility Supplement.

– Pension Credit (guarantee element).

– Personal Independence Payment (PIP).

– State Pension (including Graduated Retirement Benefit).

– Severe Disablement Allowance (transitionally protected).

– Unemployability Supplement or Allowance (paid under Industrial Injuries or War Pensions schemes).

– Adult Disability Payment.

– Armed Forces Independence Payment.

– Attendance Allowance.

– Carer’s Allowance.

– Carer Support Payment.

– Child Disability Payment.

– War Disablement Pension at State Pension Age.

– War Widow’s Pension.

– Widowed Mother’s Allowance.

– Widowed Parent’s Allowance.

– Widow’s Pension.

– Constant Attendance Allowance (paid under Industrial Injuries or War Pensions schemes).

– Contribution-based Employment and Support Allowance (once the main phase of the benefit is entered after the first 13 weeks of claim).

– Disability Living Allowance.

– Incapacity Benefits at the long-term rate.

– Industrial Death Benefit (for widows or widowers).

Senior woman checking pension documents
The DWP bonus is usually paid automatically to those who are eligible (Image: Getty)

Check your bank statements for the “DWP XB” code to confirm receipt of the Christmas bonus. The Department for Work and Pensions (DWP) has advised that if you believe you are due the payment and it hasn’t arrived by January 1, you should reach out to your local Jobcentre Plus office.

Notably, even individuals not on benefits may be eligible for the £10 bonus under certain conditions, such as being part of a couple with State Pension claims. If both members of a couple are over the State Pension age by the end of the qualifying week, which typically starts on the first Monday of December, and one is receiving a qualifying benefit like Pension Credit, they could both receive the £10 bonus, making a joint payment of £20 into the claimant’s account.

Additionally, it’s essential to be in the UK, Channel Islands, Isle of Man, Gibraltar or Switzerland during the qualifying week to qualify.

Samuel Thomas from anti-poverty charity Z2K highlighted the importance of this issue previously in his comments to The Sun: “Many people are entitled to more financial support from the social security system than they realise.”

He also emphasized that “If you’re struggling financially, you should check whether you can claim any additional benefits or seek independent advice.”

Furthermore, for those concerned about winter expenses, there is various support available, such as up to £500 in cash and food grants provided by councils through the Household Support Fund. If you’re uncertain about your eligibility for the bonus and other assistance, you can utilise an online benefits calculator. These free tools are available on various websites.

For instance, the charity Turn2Us has a benefits calculator that can help determine what you might be eligible for. You can find more information here.

Entitledto also offers a free calculator that can assess your qualification for different benefits, including tax credits and Universal Credit. More details can be found here.

Policy in Practice’s calculator can help you figure out which benefits you could receive and how much money you’ll have left each month after housing costs.

More information can be found here. If you prefer not to use an online calculator, there are other options.

You can consult with a local benefits adviser to learn what you might be entitled to. The website allows you to input your postcode and provides information about your nearest adviser and how to contact them.