Bank branches serve as a vital resource for many communities, particularly in rural areas, and provide essential services for the elderly even within cities. While innovations such as shared banking hubs and Post Office bank services help maintain access to banking facilities, it’s undeniable that by 2025, UK high streets will see fewer bank branches due to another wave of closures.
On Friday, NatWest became the latest bank to announce a series of permanent branch closures, with 53 branches set to shut down this year. This follows announcements from Halifax, Lloyds, and Bank of Scotland, each outlining their own bank branch closure plans for 2025, reports the Express making around 170 branches shutting that are currently known about.
If you find that your local bank branch is closing, you still may be able to carry out basic services at your local Post Office. For example, Post Offices allow you pay in cash and cheques as well as make withdrawals and even check your bank balance.
Here is the full list of confirmed bank closures so far for 2025…
Halifax Bank Branch Closures in 2025
- Acomb
- Alnwick.
- Belfast (Castle Court).
- Belfast (Connswater).
- Bitterne.
- Bulwell.
- Burgess Hill.
- Camberley.
- Chippenham.
- Didcot.
- Eccles.
- Gillingham.
- Gosport.
- Hailsham.
- Hatfield.
- Kendal.
- Keynsham.
- Leighton Buzzard.
- Littlehampton.
- Liverpool (Old Swan).
- London (West).
- Longton.
- Malton.
- Monmouth.
- Morecambe.
- Newbury.
- Normanton.
- North Shields.
- Northallerton.
- Oswestry.
- Palmers Green.
- Port Talbot.
- Runcorn.
- Shirley.
- Stratford-upon-Avon.
- Sutton-in-Ashfield.
- Tamworth.
- Thetford.
- Tonbridge.
- Walton-on-Thames.
- Wellington.
- Wetherby.
- Whitby.
- Winchester.
- Wisbech.
- Witney.
Natwest bank closures in 2025
- Accrington
- Alfreton
- Beverley
- Bishop Auckland
- Blackburn – Audley – Copy Nook
- Bridlington
- Cannock
- Cleveleys
- Derby – Allenton
- Dewsbury
- Ellesmere Port
- Failsworth – Hollinwood – Oldham Road
- Farnworth
- Garstang
- Goole
- Keighley
- Leeds – Chapel Allerton – Harrogate Road
- Leeds – Cross Gates
- Leek
- Leyland – Golden Hill – Chapel Brow
- Liverpool – Walton Vale
- Long Eaton
- Louth
- Manchester
- Mansfield
- Market Drayton
- Mexborough
- Middleton
- Morley
- Nantwich
- Newark-on-Trent
- Newcastle upon Tyne – West Denton
- Nottingham – Sherwood – Hucknall Road
- Nottingham – West Bridgford
- Rawtenstall
- Rochdale
- Salford – Trafford Park – Third Avenue
- Sheffield – Ecclesall Road
- St Annes On Sea
- Stafford
- Stockport – Hazel Grove
- Stockport – Heaton Moor
- Stockton-on-Tees
- Stoke-on-Trent – Longton
- Urmston
- Uttoxeter
- Wallasey
- Washington
- Widnes
- Willerby
- Wilmslow
- Windermere
- Worksop.
Lloyds bank branch closures in 2025
- Alcester
- Alnwick
- Ashbourne
- Baker Street
- Beccles
- Bletchley
- Blyth
- Brecon
- Brynmawr
- Chesham
- Chester Road Newquay
- Cranbrook
- Derby Allenton
- Dewsbury
- Fakenham
- Firth Park Sheffield
- Fulwood Preston
- Gorleston-on-Sea
- Hailsham
- Hitchin
- Kendal
- Kenilworth
- Kitts Green Birmingham
- Leeds Armley
- Leeds Harehills
- Liskeard
- Macclesfield
- Market Harborough
- Matlock
- Monmouth
- Newland Avenue Hull
- New Milton
- Presteigne
- Rugeley
- Sherborne
- Sidcup
- South Elmsall
- Southampton Bitterne Road
- Southampton Shirley
- Spennymoor Cheapside
- St Ives Cambridge
- Stanley
- Stow-on-the-Wold
- Surbiton
- Swindon Old Town
- Thame
- Thetford
- Tonypandy
- Wadebridge
- Warwick
- Wetherby
- Wisbech
- Whitley Bay
- Woodbridge
Bank of Scotland closures in 2025
- Banff
- Bathgate
- Callander
- Cowdenbeath
- Dumferline Bothwell
- Golspie
- Kirkcaldy Mitchelston
- Kyle
- Langholm
- Leven High Street
- Linlithgow
- Montrose
- Newton Stewart
- North Berwick
- Rothesay
- Wick
Santander
Santander is currently not planning any permanent branch closures, although it is transitioning to ‘counter-free services’ in five branches. The bank stated: “We have no planned permanent branch closures currently. We’re offering a counter-free service in some of our branches from July 2024 to January 2025. These branches are Braintree, Bromsgrove, Edgware Station Road, Streatham, and Stirling. Our opening hours won’t change, and our staff will be on hand to help you during your branch visit.”
There have been recent concerns that Santander could completely exit the UK market following the car finance misselling scandal.
However, Ana Botin, the executive chairman, has reaffirmed her commitment to the UK amidst reports in the Financial Times suggesting that Santander is reassessing its operations in the country. Speaking at a panel during the World Economic Forum in Davos, Switzerland, she declared: “We love the UK” and assured that “It is a core market and will remain a core market for Santander.”