Elevate your autumn wardrobe with a bag or a hat – and transform an outfit without breaking the bank – says Gillian Halliday

Cord belt bag, £42, Oliver Bonas

Cord belt bag, £42, Oliver Bonas

Belt, £19.50, M&S

Belt, £19.50, M&S

Black And Gold Striped Socks, £7.50, Oliver Bonas

Black And Gold Striped Socks, £7.50, Oliver Bonas

Pink Plain Snood, £16, Accessorize

Pink Plain Snood, £16, Accessorize

Night cherry patent bag, £95, Dune

Night cherry patent bag, £95, Dune

Shearling Trim Chain Crossbody, £30, Accessorize

Shearling Trim Chain Crossbody, £30, Accessorize

Tan Pocket Bag, £360, Priestleys

Tan Pocket Bag, £360, Priestleys

Hand-beaded leopard print cloud clutch bag, £55, Accessorize

Hand-Beaded Leopard Print Cloud Clutch Bag Leopard, £55, Accessorize

Chelsea Leather Bag, £160, Dune

Chelsea leather bag, £160, Dune

Brown Handbag, £150, Dune

Brown handbag, £150, Dune

Four Leaf Clover & Pearl Hoop, £32, Fable England

Four Leaf Clover & Pearl Hoop, £32, Fable England

Cashmere beanie, £39, Marks & Spencerx

Cashmere beanie, £39, Marks & Spencer

Leopard Print Knitted Beanie, £12, Monsoon

Leopard Print Knitted Beanie, £12, Monsoon

Cutie Pie Socks, £5, Monsoon

Cutie Pie Socks, £5, Monsoon

Scarves, £38 each, Oliver Bonas

Scarves, £38 each, Oliver Bonas

M&S Cap £16, Marks & Spencer

M&S Cap £16, Marks & Spencer

RI Beige Leopard Print Embroidered Cap, £15, River Island

RI Beige Leopard Print Embroidered Cap, £15, River Island

Renee Interlocked earrings, £18, Oliver Bonas

Renee Interlocked earrings, £18, Oliver Bonas

Casual Ribbed Socks, £4, Marks & Spencer

Casual Ribbed Socks, £4, Marks & Spencer

JLP green and gold dangle earrings, £16, John Lewis

JLP green and gold dangle earrings, £16, John Lewis

Cashmere Hat and Glove Set, £35, F&F

Cashmere Hat and Glove Set, £35, F&F

Deco Blooms Brown Stripe Border scarf, £30, Fable England

Deco Blooms Brown Stripe Border scarf, £30, Fable England

Autograph pure cashmere socks, £30, Marks & Spencer

Autograph pure cashmere socks, £30, Marks & Spencer

Alexis Feather Trim Hat, £49, Joe Browns

Alexis Feather Trim Hat, £49, Joe Browns